The Top 4 Paid-Survey Sites

I Have Made Money With All Of These Paid-Survey Sites

Online paid surveys, we have all heard of them, or seen ads claiming you can make $75.00 dollars per survey, but is there any truth to this. All of the surveys I have listed here are completely free to join; I have personally signed up for the top four surveys, participated in the surveys, and made money on all of them. In this article I will review all four and let you know if it's worth your time to check them out.

The first on my list is pinecone research, this is one of the most exclusive online paid survey sites, and Entry into Pinecone Research is only through invitation or by finding its ads. So you may ask, is it worth my time?

The answer is yes.

Pinecone membership is restricted to the U.S, Canada and U.K, but that hasn't prevented people from all over the world joining it to take advantage of its payment by PayPal. They are one of the few paid survey sites that pay through PayPal, to me this was a real plus. And once you're a member you may also be contacted to take part in product testing, the compensation for which is usually quite high.

The average survey from Pinecone Research pays $5.00 dollars, which is above average.

Most paid survey sites beat your door down with offers to get you to join, but Pinecone tries to avoid members. They change there sign-up link every couple weeks, so finding the correct up to date link can be a hassle. Pinecone Research's sign-up URL is constantly in high demand, for a good reason.

Second on the list is SurveySavvy, this survey site has over 1.5 million registered members and has paid out over 10 million dollars in cash to date. So how did it become so successful you may ask? By offering the highest paid surveys in the industry.

SurveySavvy pays far more per survey than any of its competitors. You can expect to make between $2.00 and $100.00 per survey, and you can get paid even more for discussion groups and product testing. The best thing about there pay system is that there is no minimum you have to reach before you can request a check. The only reason SurveySavvy wasn't my number one pick is because they do not offer PayPal.

The other cons to this survey site are that

1. They are very selective for who participates in any given survey.

2. You will receive far fewer surveys than with many other survey sites.

3. They offer payment by U.S checks only.

The number three survey site is CashCrate, to date they have a membership of over half a million people, and they have paid out millions in cash.

The unique thing about this site is that they pay you to complete their 'offers'. These offers consist of filling out forms or registering for free websites. Each 'offer', pays between $1.00 and $15.00.

Within the first hour of signing up for CashCrate I had over $20.00 in my account.

They offer surveys as well including two daily surveys that you can take that pay 80 cents each, that may not sound like much, but if you took just those two surveys every day for a month you would have earned $48.00.

Some of the cons for CashCrate are:

1. They do not offer PayPal; there payment is sent in U.S check only.

2. Most of there 'offers' are available to U.S and Canadian members only.

3. Hardly anything for international members

My fourth pick is GlobalTestMarket, owned by Global Market Insite Inc, is the world's largest paid survey community with members from over 200 countries. The company has paid out over 7 million dollars to date.

They use the market point's currency system. Each market point is fixed to 5 cents U.S. The average survey pays between 50 and 150 market points or ($2.50-$7.50). You can request your payment once your account reaches $50.00, and a check will be mailed to you in your local currency.

Something worth mentioning about this site is that their surveys are much easier to qualify for than many of their competitors, they have recently launched their new Survey Shuttle, with this if you are invited to a survey and do not qualify they will automatically search for more surveys that you can complete. This is something most other survey sites do not do.

Another way to make money with GlobalTestMarket is with their refer-a-friend system. This system allows you to invite friends to the site and if they join you will be rewarded with 20 market points. For website publishers, they offer an affiliate membership that pays $0.7-$1.00 per signup.

They also have a blog with a vast readership, the blog post information involving future plans and site updates.

GlobalTestMarket over all has more pros than cons, but here are some of the cons:

1. Payment is made by check only

2. Checks have a processing time of 6-8 weeks for International members.

3. You must have a minimum of $50.00 in your account before you can request a check.

I recommend that you join all of these survey sites, after all it will cost you nothing, but it will dramatically increase the amount of survey offers you receive. At the end of the day, more survey offers means more money in your pocket, and who's going to argue with that.

Cash Gifting: Enriching Lives and Securing the Golden Years

One of the most effective and exciting opportunities today is participation in a properly structured Cash Gifting program. Cash gifting is a private activity offered only through exclusive invitations and doesn't involve Network Marketing, MLM or any other type of business or commercial activity. It is not a business or an investment. There is no company name or location and there are no directors, officers, or shareholders. It is simply a private community of individuals giving to one another while supporting each other in a team concept.

It is absolutely legal and ethical to give another person a gift as an expression of kindness. Individuals are allowed to share their wealth with families, friends and any others they so choose. When someone accepts the invitation and becomes a member they move through a natural progression from the giving to the receiving stage of the activity. The idea is that by helping others you are in turn rewarded following God's law of Reciprocity. "Give and it shall be given unto you."

Cash Gifting is not to be confused with Pyramid Schemes which are associated with a company or a business. It is simply a private sharing club. There are no sales quotas, positions to sell and no ever-widening base to the structure. A Pyramid never allows anyone coming in on the bottom to ever reach the top. Only those at the top get the profits and people can and have lost their money.

Cash Gifting is not to be confused with Network Marketing. Although Network Marketing is a legal and viable source of income, who know of anyone starting at the bottom and reaching the top position? It just doesn't happen. Cash Gifting is neither a Network Marketing company nor a Pyramid Scheme.

Members work as a team for the mutual benefit all. Unlike MLM, there is no hierarchy. All participants are equal. No one individual has an advantage over another. The programs are structured to where there are no "fat cats" at the top benefiting from others efforts. Best of all there are no products to stock or sell. Cash gifting programs eliminate all of the nonsense that is typically found in traditional home based business opportunities. The selling aspect is completely removed. Since most people are not naturally born salesmen this comes as a relief. Something never comes from nothing and success is dependent on sacrifice and effort. A properly structured Cash Gifting program directs members to resources that help seek out like-minded individuals wanting to make changes in their lives. There is no need to pester friends and family members but once successful it is natural to share with people that matter the most. With extraordinary individual effort someone starting today could very easily generate more cash than someone that's been in the program for months or years.

The 1-Up System employed by most Cash Gifting systems is certainly one of the most exciting elements of the program. In order to qualify themselves each new member referred is required to pass up their first gifts to their sponsor at the same level they joined. Typically, there are 5 levels at which one can join; $500, $1000, $2500, $5000 and $10,000. This ongoing perpetual cash stream is in addition to the cash gifts received from direct referrals can easily add up to several thousand of dollars each and every month with no extra effort required.

Countless people have experienced the difference that cash gifting can make. It restores our trust in our fellow man knowing that there are like-minded people that not only need help, but are willing to help others as well. By exploring Cash Gifting one can discover and take part in something truly extraordinary.

Is it a Good Idea to Get an Unsecured Loan?

If you are a UK citizen, you'll understand what is an expensive, high standard of living or luxury. It becomes difficult to stay in this atmosphere especially if your income is not high. You can get loans to satisfy your desires but again to get loans you need to mortgage your house.

Most UK citizens don't own any property. For this purpose lenders have decided to give unsecured loans to the citizens of UK where you don't need any security. The rules of the state where you reside are applicable for the unsecured loan. Some common factors though are that you should be a major, a salaried employee who pays the credit card bills on time and you should have a permanent bank account in the state of UK you stay.

For unsecured loans the amount of loan is less when compared to the secured loan. You'll get a loan up to £25000 and repayment period is short too. A period of only 5-10 years is applicable for the unsecured loans. This period is further shortened for people with bad credit who apply for this loan. As this loan requires no security the rate of interest charged for this loan is higher.

You can apply for such a loan online by visiting the site of the individual lender or bank and filling out the form online. Once the form is submitted, you might have to produce documents for residence proof, identity proof and other such on demand of the lender. If no such document is required you will directly get the loan amount. You need to make sure of the authenticity of the lender from whom you take your loan so make a thorough search and research on the different lenders before applying for a loan.